Insuring Your Home-Based Business
Whether you’re a writer, a masseuse, or a computer consultant, if your business is based in your home, it is important to consider its insurance needs. Don’t make the common mistake of thinking that your homeowner’s policy covers it, advises the Texas Society of Certified Public Accountants. Most homeowner’s policies cover only $2,500 worth of business equipment on your premises and offer no business-related liability protection.

Life Insurance
Life insurance can be vital to protecting your family’s financial future and can also help you manage some immediate expenses. The most common goal for life insurance is to provide income replacement for a surviving spouse and dependents.

Create a Disaster Recovery Plan for Your Business
It’s a matter of survival. All businesses – regardless of size – should have a disaster recovery plan, according to the Texas Society of Certified Public Accountants. In the event of a disaster, a recovery plan is critical for getting the business back up and running as quickly and as cost-effectively as possible