ACA Open Enrollment Has Lots of Help This Year

The second open enrollment season for the health exchange under the Affordable Care Act is underway. The season lasts for three months, from Nov. 15 to Feb. 15, 2015. This round is includes a better website to sign up, a shorter form to fill out, four more insurers in Texas including one big player, more help availableóand higher tax penalties next year if you donít have health insurance.
Find out.

5 Ways to Spot Fake IRS Phone Calls

The Internal Revenue Service continues to warn taxpayers across the country of a series of scam phone calls from people pretending to be IRS officials in order to get sensitive personal information. The agency recently issued a new consumer alert to provide taxpayers with additional tips to protect themselves.
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Long-Term Care Costs Need Planning

Long-term care is probably going to be the biggest hit to your retirement, but few are willing to face those cost square on and plan for it.
Get the details.

Tips for Starting a Small Business

The 23 million small businesses in this country are responsible for 54% of all U.S. sales, according to the U.S. Small Business Administration (SBA). Do you ever dream of launching your own company? If you do, the Texas Society of CPAs has a few tips to help you get off on the right foot.
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Disaster Planning Can Make A Difference

Could your business bounce back if a disaster occurred? A minimum of 25% of small to midsize businesses that close temporarily due to a natural or other disaster ultimately never open their doors again, according to the Institute for Business and Home Safety. It is possible to weather any type of business interruption, however, if youíre properly prepared. Texas Society of CPAs offers these tips to ensure youíre ready for anything.
Take a look.

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The Savvy Consumer

Teresa McUsicLearn personal finance tips from nationally syndicated columnist Teresa McUsic.
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